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Risk & Derivatives

Duration

A measure of the weighted timing of bond cash flows and price sensitivity to interest rates.

Plain languagePractical exampleConnected reading
01

What is it?

A measure of the weighted timing of bond cash flows and price sensitivity to interest rates.

02

Why does it matter?

It helps estimate the impact of a rate shock on a bond or bond fund.

03

How should it be read?

Distinguish Macaulay from modified duration and use effective duration for option-embedded instruments.

04

Common mistake

Treating duration as identical to remaining maturity.

IN PRACTICE

A simple example

With modified duration of 5, a one-point rate rise may reduce price by roughly 5%; this is a linear estimate.

RELATED CONCEPTS

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BondYield curveRisk premium
USE THE CONCEPT

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