What is a real return?

It is a nominal return adjusted for inflation and describes the change in purchasing power.

What does the break-even FX rate show?

It is the mathematical future exchange rate at which the TRY and foreign-currency paths have equal values; it is not a forecast.

Yes. Taxes, spreads, commissions and fixed charges raise the price needed to break even.

FINRATEX · DECISION LAB

Compare thresholds with your own assumptions. No price forecast, no buy or sell signal.

Annual rates are compounded for the selected horizon.

Starting amountTLHorizonmonthsAnnual nominal return%Annual inflation assumption%Tax / total cost%

02 · RESULT

Real return+7.69%

Nominal final valueTRY 140,000.00

Inflation-adjusted valueTRY 107,692.31

Required gross annual rate30%

Under these assumptions, 30% is the annual gross purchasing-power threshold.

A positive balance can still lose purchasing power when inflation and costs exceed the return.

The break-even level is mathematical equality created by your inputs—not an expected market level.

Taxes, spreads, commissions and fixed charges raise the return or price required to break even.

Calculation notesRates are compounded; all inputs are user scenarios. Results are educational, not investment, tax or legal advice.